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What happens during the SSD application process?

If you cannot work due to a disability, you may be eligible for Social Security Disability (SSD) benefits. The application process for Social Security Disability (SSD) can be complex and time-consuming, so it is important to understand what it entails before beginning.

Here’s what you need to know about the SSD application process.

Getting started

First, you will need to complete an initial application. This can be done online, over the phone or in person at your local Social Security office. You will need to complete an application and provide supporting documentation, including:

  • Social Security number
  • Birth certificate or proof of birth
  • Names, addresses, and phone numbers of doctors, caseworkers, hospitals, and clinics that you’ve visited
  • Medical records and test results from doctors, hospitals, clinics, and caseworkers

The SSA also requires that you complete a Disability Report, which provides information about your disabling condition(s) and how they impact your ability to work. Additionally, you may need to complete a Function Report that asks for information about how your disability affects your daily life and ability to perform certain tasks.

How long does it take to apply for SSD?

Once you’ve submitted your application and supporting documentation, the SSA will begin reviewing your application. The time it takes to process your application can vary, but it typically takes three to five months. During this time, the SSA will evaluate your medical condition and work history to determine if you meet the eligibility requirements for SSD benefits.

Keep in mind if you receive a denial of your application, you have the right to appeal the decision. The appeals process can take several months or longer, depending on the level of the appeal.

The SSD application process can take several months. Still, if you’re approved for SSD benefits, you’ll begin receiving financial assistance to help you during your time of need.