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Planning for the potential of estate taxes

Past posts on this blog touched upon the fact that New York residents fact the potential of both state and federal estate taxes. Knowing this might dishearten those engaged in the estate planning process, with them assuming that there is nothing they can do to avoid this liability against their estates. However, that may not […]

Alcohol: It affects you at every level

You probably know that you cannot legally drive with a blood alcohol concentration of .08% or higher. However, did you know that you could be at risk of crashing and still be impaired below that level? Even a small amount of alcohol could impact you by impairing the way your body works. Here is more […]

How should you prepare an estate plan for a special needs child?

Every family has unique estate planning needs and yours is no different. If you are the parent of a special needs child, you have to consider his or her needs when drawing your estate plan. According to Fidelity, special needs children may remain dependent on others for their entire life. You will not be there […]

Is it time to update your estate plan?

Your estate plan is a constantly evolving piece of legal work. You do not just create an estate plan and allow it to sit there, as-is. You want it to reflect your most current life circumstances at any given point in time. To this end, it is important to understand when you need to update […]

How can I create curb appeal for my home?

Many homes sell mainly because they have good curb appeal. People are visual creatures, and they respond well to things that look nice. According to the National Association of Realtors, you can draw in more potential buyers, increase your chances of getting a buyer more quickly and even ask a higher price for your home […]

Driving drugged: You may already be guilty by mistake

guilty of drugged driving? Easily enough: Prescription medications and over-the-counter drugs can and do cause impaired functioning in many people. Some may not even realize that they’re impaired when they get behind the wheel of their car. What drugs tend to lead to impaired driving? Almost any drug that has a mind-altering effect can leave you too […]

The New York health care proxy: What is it, and do you need one?

When you begin your estate planning tasks, you will likely hear or see terminology that is not 100% clear to you. For example, do you know what the term health care proxy means? Most Mount Morris, New York, residents do not have a firm grasp of this term and how such a document can benefit their estate […]

Does your medical condition qualify you for SSDI benefits?

Social Security Disability Insurance (SSDI) is an earned benefit. Every paycheck that you have ever received has included withholdings paid to Social Security on your behalf. Most people will only need to draw against those benefits when they reach retirement age. Older adults can use Social Security benefits to supplement other retirement savings. However, if […]

The consequences of a DWI conviction are far-reaching

Driving while intoxicated (DWI) is a serious crime with serious penalties. For that reason, it’s best to do whatever it takes to avoid putting yourself in a bad position. However, everyone makes mistakes, so it’s not out of the question that you could get behind the wheel after you’ve had too much alcohol to drink. […]