What is a property condition disclosure statement?
The New York State Senate’s website notes that residential real estate sellers must give buyers a property condition disclosure statement. Before you sign a purchase agreement, you have a right to discuss the disclosure statement as part of the sale. When completing the transaction, both you and the seller must sign the statement and include […]
What is a CDR and how may it affect my SSD benefits?
The Social Security Administration conducts periodic reviews of impairments to determine eligibility for Social Security Disability Insurance. The SSA.gov website notes that benefits may stop when you no longer have a disability. After receiving an award notice for benefits, the SSA informs you when you may expect a continuing disability review. The Social Security Administration […]
Drowsy driving risks and unsettling statistics
Whether drivers get behind the wheel without enough sleep, drive for too long or feel fatigued after a demanding day at work, drowsy driving is extremely dangerous. Not only should you understand some of the risk factors linked to drowsy driving, but you should also look at statistics on the prevalence of this dangerous behavior […]
What factors can affect your blood alcohol concentration?
You have probably gone out to dinner with family or friends and had some drinks. You may have driven home afterward thinking you were not drunk. Any amount of alcohol can impair your ability to drive. The safest course of action is not to drive after you have consumed alcohol. In New York, the law […]
What are some hidden signs of a traumatic brain injury?
In the days following a car crash or a sudden fall, you may begin to notice signs that your body and mind are not the same as before. Traumatic brain injuries can affect your everyday life, including how you perform at your job and how you interact with others. Learning about the signs of these […]
What are some signs of a good executor?
Writing your will and thinking about probate can leave you wondering who you should choose for an executor. This person is responsible for helping fulfill your wishes after death as well as paying off important debts. While you may know many people and feel close to them, the traits that would work best for this […]
Has an insurer asked you to sign a medical release?
Even though modern vehicles are safer than ever, car accidents remain a leading cause of both serious injuries and death in New York. In fact, according to the Insurance Institute for Highway Safety, 931 individuals died in traffic accidents in the Empire State in 2019 alone. Many others suffered catastrophic injuries in accidents on New York roadways […]
Should you hire a real estate attorney?
As you prepare to purchase a property in New York, you may wonder how necessary it is to hire a real estate attorney. Collaborating with a legal professional can help you avoid costly mistakes that many homebuyers unintentionally make. Knowing some of the benefits of this decision may help you to confidently determine your next steps. […]
Steps involved in appealing a disability claim denial
If you initially receive a denial of your claim for Social Security Disability benefits, you should not give up. According to AARP, approximately 33% of workers who eventually receive benefits initially received denials. If you receive a denial of your disability claim, there is a process for appeals. The first step is a reconsideration. What are the […]
How a DWI can affect your college education
A conviction for driving while under the influence of alcohol comes with serious penalties. As a college student, you may wonder how such a conviction could impact your education. You should understand how driving while impaired could impact your academic career before you get behind the wheel. You will not lose your federal financial student […]