The power of an inspection contingency
Offering to buy a home is more than just an offer of something that both sides think may happen in the future. It’s a legally binding contract. It cannot be broken without consequence — such as the loss of money put down at the time. The seller needs to know that offers are serious because […]
What happens when your disability claim is denied?
Your medical condition has clearly been problematic for a while. After consulting with your doctor about it, you made the difficult decision to file for Social Security Disability (SSD) benefits. Your doctor assured you that you had good reason to consider yourself disabled, so you’re understandably shocked and dismayed when your claim is denied. What […]
If you have an estate plan, you’re in the minority
Estate planning is a necessity for almost everyone in the United States. If you have any assets whatsoever, you need a legal plan to pass them on to your designated beneficiaries. That’s true regardless of your net worth, even if the value appears to be negligible. Estates with higher value may become more complicated, but […]
Don’t try to break up a dog fight
If another dog attacks yours while out for a walk, your instinct is probably to try to break it up and keep your beloved pet from harm. However, trying to physically break up the fight just puts you in extreme danger. The other dog could turn on you or bite you accidentally. Either way, you […]
Construction workers: Beware of injuries as a third party
Did you know that 20% of every 5,000 private-industry fatalities involve construction workers? That equates to one in five workers dying in the construction injury. Of course, there are also many nonfatal injuries that occur as well. As a construction worker who has come to a site as a third party, it’s important that you […]
Is there a standard of impairment for drugs when driving?
Any kind of impaired driving charge can bring major consequences, ranging from career implications to increased insurance costs. However, driving while ability impaired (DWAI/Drug) or drugged driving charges may carry increased social stigma and secondary consequences for those who wind up convicted or who plead guilty to such charges when compared with standard alcohol-related charges. With alcohol-related […]
New trail approved for pedestrians, cyclists in Morris County
In your area, you know that it’s dangerous to be on the roads as a pedestrian or cyclist. There isn’t a lot of room for you, and drivers aren’t always paying attention to what’s happening around them. The risk of a pedestrian crash is too high for your liking, especially knowing that you’ve narrowly missed […]
Ready to talk about disability with your doctor? Read this first
Deciding to file for Social Security Disability (SSD) benefits is already an angst-producing situation, to be sure. But even more nerve-wracking is that first conversation you need to have with your doctor about your decision. Here’s what you need to keep in mind: Your doctor isn’t likely to ever look at you and say, “You’re disabled. […]
How do you know if you’re too drunk to drive?
You stop over at your brother’s house for a bite to eat and indulge in a couple of beers while you’re there. Or, you’re out with your friends and you have a few drinks with dinner. You drank slowly, had a full meal and you certainly don’t feel drunk — but are you really sober […]
Why do you need two title insurance policies as a home buyer?
If you are about to close on a home, you have likely gone over the settlement statement with a fine-tooth comb. Many first-time home buyers are shocked when they realize that they have not one but two separate charges for title insurance.. Although some people assume this is a mistake and attempt to have the second charge […]